SKIP TO MAIN CONTENT
Logo
  • About Us
    • Mortgages 101 Blog
      • Down payments explained
      • What is in a credit score
  • Team Directory
  • Calculators
    • Payment Amortization
    • Rent vs Own
    • Annual Percentage Rate
    • Debt Consolidation
    • Prepayment Savings
    • Early Payoff
    • Refinance Break Even
    • Tax Savings
  • Join Our Team
  • Contact Us
  • Log In

Welcome to the Mortgage 101 Blog

We live and breathe mortgages every day (yes, we're geeks... and proud of it!) But we know getting a home loan isn't something most of us enjoy doing, so we created this blog to help you make sense of the sometimes complex world of mortgage financing!

 

So dive on in and let us help de-mystify the realm of home loans. And give us a call whenever you have a tricky question. Bet you can't stump us!

 

Latest posts


4/21/2020

Mortgage Down Payments
Explained

Perhaps the greatest myth of home buying is "you need to have 20% down to buy a home."

This is totally NOT true, so check out our latest blog post and get the real story on downpayments!



3/17/2020

5 "No-nos" when you're
buying a home

Few events in life compare to buying a new home! Make sure the process goes smoothly and avoid these 5 "no-nos" while you're buying a home.

2/25/2020

So what goes into a credit score, anyway?

Before you look at how to improve your credit score, it helps to know what goes into it in the first place.

Read on to learn what components play the biggest role in calculating your credit score.

>> READ MORE >>


2/18/2020

What you need to know about PMI

Mortgage lenders just love abbreviations! One that gets thrown around a lot is PMI, which is "private mortgage insurance."

 

Check out our short video and learn more about the basics of PMI.

 



Apply Now
  • Company State Licenses
  • Privacy Policy
  • Consumer Complaint Policy

NMLS     |     FAIR LENDER     |     FAIR HOUSING

Copyright © 2018 First Mortgage Solutions, LLC –NMLS ID #244476. Offices located at 9237 Ward Parkway, Suite 300 Kansas City, MO 64114, (855) 222-5102. Licensed in California (License #41DBO-51145, licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act), Colorado (License #244476, Regulated by the Division of Real Estate), Connecticut (License #ML-244476), Florida (License #MLD1331), Georgia (Georgia Residential Mortgage Licensee #40649), Illinois Residential Mortgage Licensee #MB.6761285 – Department of Financial and Professional Regulation (100 W. Randolph, 9th Floor, Chicago, IL 60601, (312) 793-3000), Kansas (A Kansas Licensed Mortgage Company - #MC0025009), Missouri (License #14-1636), New Jersey (Residential Mortgage Lender License #244476, Licensed by the New Jersey Department of Banking and Insurance), North Carolina (License #L-175556), Oregon (License #ML-5613), (Pennsylvania (Registered as First Mortgage Direct – License #55072), South Carolina (MLS – 244476), Tennessee (License #128181), Texas (Department of Savings and Mortgage Lending), Virginia (License #MC-5877), and Washington (Consumer Loan Company License #CL-244476) . Equal Housing Lender. NMLS Consumer Access: www.NMLSConsumerAccess.org

9237 Ward Parkway, Suite 300, Kansas City, MO 64114

855.222.5102 

NMLS     |     FAIR LENDER     |     FAIR HOUSING

Copyright © 2018 First Mortgage Solutions, LLC –NMLS ID #244476. Offices located at 9237 Ward Parkway, Suite 300 Kansas City, MO 64114, (855) 222-5102. Licensed in California (License #41DBO-51145, licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act), Colorado (License #244476, Regulated by the Division of Real Estate), Connecticut (License #ML-244476), Florida (License #MLD1331), Georgia (Georgia Residential Mortgage Licensee #40649), Illinois Residential Mortgage Licensee #MB.6761285 – Department of Financial and Professional Regulation (100 W. Randolph, 9th Floor, Chicago, IL 60601, (312) 793-3000), Kansas (A Kansas Licensed Mortgage Company - #MC0025009), Missouri (License #14-1636), New Jersey (Residential Mortgage Lender License #244476, Licensed by the New Jersey Department of Banking and Insurance), North Carolina (License #L-175556), Oregon (License #ML-5613), (Pennsylvania (Registered as First Mortgage Direct – License #55072), South Carolina (MLS – 244476), Tennessee (License #128181), Texas (Department of Savings and Mortgage Lending), Virginia (License #MC-5877), and Washington (Consumer Loan Company License #CL-244476) . Equal Housing Lender. NMLS Consumer Access: www.NMLSConsumerAccess.org